Make this book your first stop when shopping for a mortgage! Whether you are considering making your first home purchase or are about to refinance a mortgage, there is lots of good news. Mortgage interest rates are stable and the competition among lenders is fierce. They want your business. So, how do you determine the best deal for your own individual circumstances? How do you make sense of the fine print that comes with different mortgage products? Mortgages Made Easy is a step-by-step guide to help you better understand the current real estate market, financing options, how to qualify for a mortgage, and the legal aspects of purchasing a home and having a mortgage. Among the key topics discussed are: Types and sources of mortgages Mortgages and your RRSP How to renew, refinance, or prepay a mortgage How to invest in mortgages Creative financing techniques Government assistance Special options for seniors Pitfalls to avoid And much, much more, including a glossary, checklists, forms, and helpful websites. Written by one of Canada's most respected real estate experts, let Mortgages Made Easy help you obtain the financing that's right for your home or investment property.
8 Steps to Smart Borrowing for Homes and Investment Properties
Author: Bruce Brammall
Pubpsher: John Wiley & Sons
Category: Business & Economics
Structure your mortgage for a more secure, more profitableproperty investment Mortgages Made Easy is the definitive guide to gettingthe optimal mortgage for your home or investment property purchase.Bestselling author, mortgage broker, and financial advisor BruceBrammall, aka Debt Man, walks you through the process in histrademark style, giving you all the information you need to buy aproperty and finance it right. Success in real estate is as muchabout having the right debt structure as it is about buying qualityproperty, and this book shows you how to build the financialfortification that is critical to your long-term security. You'lllearn how to set yourself up for success before you even begin tohouse hunt, and how to approach investment properties differentlyfrom your own home purchase. Brammall guides you step by stepthrough the loan and purchase, equipping you with the knowledge youneed to make your property work in your favor. Property and debt are inseparable in the beginning, but whatmost people don't know is that accruing debt correctly plays acrucial role in the financial success of the property. This bookexplains it all, with practical advice and guidance throughout theprocess. Learn why debt is necessary and property is so popular Navigate the big choices that buying property entails Discover the critical differences between homes and investmentproperties Get mortgage-ready and examine loan structure options Given his qualifications, Brammall intrinsically understands thepoint where property, debt, and investment intersect, as well astheir broader role in your wealth-creation plans. Your home is yourcastle, and a major part of your future security – it'simportant to set it up right. For savvy advice from an expertperspective, Mortgages Made Easy is the property buyer'smortgage manual.
This manual focuses on the practical aspects of residential mortgage lending for mortgage loan originators associated with banking institutions, mortgage banks, mortgage brokerage firms and credit unions.
Martin Saenz and his wife Ruth added distressed mortgage notes to their portfolio of residential and commercial real estate investments several years ago and have been averaging a 30%+ ROI ever since. In this book Martin thoroughly explains his meticulous, systematic approach to this unique marketplace and explains how anyone can: Learn how and where to purchase distressed mortgage notes Make your money up-front: when you buy the notes Create a team of peers and vendors to support your success Turn a non-performing note into a profit machine Manage your portfolio for maximum success Partner to profit without getting your hands dirty If you have ever considered investing in distressed mortgages but were put off by the steep learning curve, this is the book for you!
The world's best financial minds help us understand today's financial crisis With so much information saturating the market for the everyday investor, trying to understand why the economic crisis happened and what needs to be done to fix it can be daunting. There is a real need, and demand, from both investors and the financial community to obtain answers as to what really happened and why. Lessons from the Financial Crisis brings together the leading minds in the worlds of finance and academia to dissect the crisis. Divided into three comprehensive sections-The Subprime Crisis; The Global Financial Crisis; and Law, Regulation, the Financial Crisis, and The Future-this book puts the events that have transpired in perspective, and offers valuable insights into what we must do to avoid future missteps. Each section is comprised of chapters written by experienced contributors, each with his or her own point of view, research, and conclusions Examines the market collapse in detail and explores safeguards to stop future crises Encompasses the most up-to-date analysis from today's leading financial minds We currently face a serious economic crisis, but in understanding it, we can overcome the challenges it presents. This well-rounded resource offers the best chance to get through the current situation and learn from our mistakes.
Get satisfying answers to questions about how to get out of an underwater mortgage. The big secret is revealed, and the sneaky industry tricks are uncovered! I will even name the company that can help.