get what s yours the secrets to maxing out your social security the get what s yours series

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Get What S Yours Revised Updated

Author : Laurence J. Kotlikoff
ISBN : 9781501144769
Genre : Business & Economics
File Size : 86. 18 MB
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"In 2016, Social Security rules changed radically. Do you know how - and how these changes might apply to you? Americans have left literally billions of Social Security dollars on the table - benefits we have earned, are eligible to take, but simply aren't aware of. Fully revised and carefully updated in light of the new law, Get What's Yours is the indispensable guide to collecting the maximum Social Security benefits possible."--Page [4] of cover.

Get What S Yours For Medicare

Author : Philip Moeller
ISBN : 9781501124013
Genre : Business & Economics
File Size : 28. 75 MB
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A coauthor of the New York Times bestselling guide to Social Security Get What’s Yours authors an essential companion to explain Medicare, the nation’s other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.

Get It Together

Author : Melanie Cullen
ISBN : 9781413325676
Genre : Business & Economics
File Size : 71. 39 MB
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Get It Together is a detailed workbook that helps you collect and organize your important papers and information. The author leads you through the process step-by-step, prompting you to find and keep track of: secured places and passwords employment records insurance policies real estate records tax records retirement accounts estate planning documents final arrangements letters to loved ones, and more. The end product will be an important and useful gift to those who wrap up your affairs after your death. Now available a companion Binder & Tab Set - search for "get it together binder and tab set"

Designing Adult Services Strategies For Better Serving Your Community

Author : Ann Roberts
ISBN : 9781440852558
Genre : Language Arts & Disciplines
File Size : 85. 83 MB
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Focusing on adult patrons ages 19 through senior citizens, this book explains how libraries can best serve this busy portion of their community's population at different life stages and foster experiences that are "worth the trip"—whether actual or virtual. • Helps librarians make their libraries the go-to places in the community for both information and recreation • Enables librarians to accurately analyze the demographics of their communities and identify the services needed • Offers simple suggestions to help librarians with limited resources provide age-appropriate services • Describes information and resources most likely needed during each life stage, making it easier to target the audience for both programming and publicity

Macroeconomics

Author : Alan J. Auerbach
ISBN : 0262011700
Genre : Business & Economics
File Size : 49. 45 MB
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This text by Alan Auerbach and Laurence Kotlikoff uses a single analytic framework—the two-period life-cycle model—to explore and connect each of the major issues in contemporary macroeconomics.

Essays On Saving Bequests Altruism And Life Cycle Planning

Author : Laurence J. Kotlikoff
ISBN : 0262112620
Genre : Business & Economics
File Size : 73. 52 MB
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This collection of essays, coauthored with other distinguished economists, offers new perspectives on saving, intergenerational economic ties, retirement planning, and the distribution of wealth. The book links life-cycle microeconomic behavior to important macroeconomic outcomes, including the roughly 50 percent postwar decline in America's rate of saving and its increasing wealth inequality. The book traces these outcomes to the government's five-decade-long policy of transferring, in the form of annuities, ever larger sums from young savers to old spenders. The book presents new theoretical and empirical analyses of altruism that rule out the possibility that private intergenerational transfers have offset those by the government.While rational life-cycle behavior can explain broad economic outcomes, the book also shows that a significant minority of households fail to make coherent life-cycle saving and insurance decisions. These mistakes are compounded by reliance on conventional financial planning tools, which the book compares with Economic Security Planner (ESPlanner), a new life-cycle financial planning software program. The application of ESPlanner to U.S. data indicates that most Americans approaching retirement age are saving at much lower rates than they should be, given potential major cuts in Social Security benefits.

Generational Policy

Author : Laurence J. Kotlikoff
ISBN : 0262112833
Genre : Business & Economics
File Size : 47. 89 MB
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Lectures presented at the Universidad Torcuato de Tella in Buenos Aires. Discusses how generational policy works and relates it to Argentina's government policies.

Pensions In The American Economy

Author : Laurence J. Kotlikoff
ISBN : 0226451488
Genre : Business & Economics
File Size : 67. 97 MB
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For anyone with an interest in pensions—workers and employers, personnel directors, accountants, actuaries, lawyers, insurance agents, financial analysts, government officials, and social scientists—this book is required reading. Now, without the aid of a pension specialist, anyone can determine how their particular pension plan stacks up against the average. Using virtually all available government sources (including computerized data unavailable in print) and their own extensive surveys, the authors present a comprehensive description of the structural features and financial conditions of U.S. private, state, city, and municipal pension plans. The introductions to the hundreds of tables explain and highlight the information. The picture that emerges of the "typical" plan and its significant variations is crucial to all those with a financial stake in pensions. The reader can compare pension vesting, retirement, and benefit provisions by plan type, plan size, industry, union status, and many more characteristics. With this information, workers can evaluate just how generous their employer is; job applicants can compare fringe benefits of prospective employers; personnel directors can judge their competitive edge. The financial community will find especially interesting the analysis of the unfunded liabilities of private, state, and local pension funds. The investment decisions of private and public pension funds and their return performances are described as well. Government officials and social scientists will find the analysis of pension coverage, the receipt of pension income by the elderly, cost-of-living adjustments, and disability insurance of special importance in evaluating the proper degree of public intervention in the area of old age income support. Pensions in the American Economy is comprehensive and easy to use. Every reader, from small-business owners and civil servants to pension fund specialists, will find in it essential information about this increasingly important part of labor compensation and retirement finances.

Economic Consequences Of The Vickers Commission

Author : Laurence J. Kotlikoff
ISBN : 1906837422
Genre : Business & Economics
File Size : 73. 76 MB
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Argues that the Vickers Commission's banking reforms will not protect Britain from another financial crisis and proposes Limited Purpose Banking as an effective alternative approach to regulating the financial system.

Esp Multi User00

Author : Douglas Bernheim
ISBN : 0262523019
Genre : Business & Economics
File Size : 47. 2 MB
Format : PDF
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