where credit is due bringing equity to credit and housing after the market meltdown

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Where Credit Is Due

Author : John Powell
ISBN : 9780761856078
Genre : Business & Economics
File Size : 80. 31 MB
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Drawing upon history and insight into the current crisis, this book shows that the subprime lending and foreclosure crisis is not an anomaly, especially for people of color; nor is it over. These essays provide a framework for creating equitable policy and ultimately building more stable communities for all Americans.

Urban Geography

Author : Andrew E. G. Jonas
ISBN : 9781405189804
Genre : Science
File Size : 75. 1 MB
Format : PDF, ePub
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"Reveals both the diversity of ordinary urban geographies and the networks, flows and relations which increasingly connect cities and urban spaces at the global scale"--

The Routledge Companion To Banking Regulation And Reform

Author : Ismail Ertürk
ISBN : 9781135007140
Genre : Business & Economics
File Size : 62. 46 MB
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The Routledge Companion to Banking Regulation and Reform provides a prestigious cutting edge international reference work offering students, researchers and policy makers a comprehensive guide to the paradigm shift in banking studies since the historic financial crisis in 2007. The transformation in banking over the last two decades has not been authoritatively and critically analysed by the mainstream academic literature. This unique collection brings together a multi-disciplinary group of leading authorities in the field to analyse and investigate post-crisis regulation and reform. Representing the wide spectrum of non-mainstream economics and finance, topics range widely from financial innovation to misconduct in banking, varieties of Eurozone banking to reforming dysfunctional global banking as well as topical issues such as off-shore financial centres, Libor fixing, corporate governance and the Dodd-Frank Act. Bringing together an authoritative range of international experts and perspectives, this invaluable body of heterodox research work provides a comprehensive compendium for researchers and academics of banking and finance as well as regulators and policy makers concerned with the global impact of financial institutions.

Financialization And The Economy

Author : Agata Gemzik-Salwach
ISBN : 9781315281520
Genre :
File Size : 69. 37 MB
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There can be no doubt that the influence of the financial sphere has intensified rapidly in recent years, but there is much debate about the effect of that influence. The aftermath of the Financial Crisis has led to numerous discussions of the phenomenon of so-called financialization: the increasing impact of financial institutions on the activity of all business entities; emerging threats related with dynamically developing financial markets and the growing importance of financial themes. In light of these issues, which appear in all economies and touch all entities and every area of economic activity, there is a need for a summary and evaluation of the role of financialization in the world today. This monograph presents the role of financialization in the modern world. It shows positive as well as negative effects of financialization on the stability of the whole economy, the functioning of different types of markets, activity of enterprises, state institutions and behaviours of households. Written by expert contributors, this book plays an important role in the debate concerning future directions of development of the financial sector and financial markets. Financialization and the Economy is of great importance to those who study political economy, macroeconomics and banking.

Financial Cycles

Author : Mr. Marco Terrones
ISBN : 9781455224074
Genre : Business & Economics
File Size : 28. 59 MB
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This paper provides a comprehensive analysis of financial cycles using a large database covering 21 advanced countries over the period 1960:1-2007:4. Specifically, we analyze cycles in credit, house prices, and equity prices. We report three main results. First, financial cycles tend to be long and severe, especially those in housing and equity markets. Second, they are highly synchronized within countries, particularly credit and house price cycles. The extent of synchronization of financial cycles across countries is high as well, mainly for credit and equity cycles, and has been increasing over time. Third financial cycles accentuate each other and become magnified, especially during coincident downturns in credit and housing markets. Moreover, globally synchronized downturns tend to be associated with more prolonged and costly episodes, especially for credit and equity cycles. We discuss how these findings can guide future research on various aspects of financial market developments.

The Impoverishment Of Nations

Author : Leigh Skene
ISBN : 9781847652669
Genre : Business & Economics
File Size : 28. 36 MB
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Early in 2007 Leigh Skene warned of the danger of a meltdown in global markets. Now, while governments spend furiously to rescue the global economy, he again challenges received wisdom. In The Impoverishment of Nations, he prescribes a different solution, outlining a plan to deal with a very different economic future, following the financial crisis that ended the longest period of prosperity for some five hundred years. We have entered a period of uncertainty, which has placed a huge burden on public finances. Governments have spent $10 trillion on bailing out financial institutions and other firms, including General Motors. We are at a tipping point and the future will be unlike the past - one of the most dangerous economic stages any generation can face. In his penetrating analysis, Leigh Skene traces how we got here and what has to happen for the global economy to recover the ground it has lost in less than two years. He looks at the shift of economic power to emerging nations, the inevitability of deflation, the unfitness for purpose of the financial markets, how governments' share of output must shrink, how solvency not liquidity caused the current crisis, and how it is wrong to think you can borrow your way to growth.

The Little Book Of Bull Moves In Bear Markets

Author : Peter D. Schiff
ISBN : 0470450517
Genre : Business & Economics
File Size : 72. 27 MB
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Written by seasoned Wall Street prognosticator Peter Schiff–author of the bestselling book Crash Proof: How to Profit from the Coming Economic Collapse–The Little Book of Bull Moves in Bear Markets reveals how you should protect your assets and invest your money when the American economy is experiencing perilous economic downturns and wealth building is happening elsewhere. Filled with insightful commentary, inventive metaphors, and prescriptive advice, this book shows you how to make money under adverse market conditions by using a conservative, nontraditional investment strategy.

Exile On Wall Street

Author : Mike Mayo
ISBN : 9781118203668
Genre : Business & Economics
File Size : 26. 76 MB
Format : PDF
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An insider points out the holes that still exist on Wall Street and in the banking system Exile on Wall Street is a gripping read for anyone with an interest in business and finance, U.S. capitalism, the future of banking, and the root causes of the financial meltdown. Award winning, veteran sell side Wall Street analyst Mike Mayo writes about one of the biggest financial and political issues of our time – the role of finance and banks in the US. He has worked at six Wall Street firms, analyzing banks and protesting against bad practices for two decades. In Exile on Wall Street, Mayo: Lays out practices that have diminished capitalism and the banking sector Shares his battle scars from calling truth to power at some of the largest banks in the world and how he survived challenging the status quo to be credited as one of the few who saw the crisis coming Blows the lid off the true inner workings of the big banks and shows the ways in which Wall Street is just as bad today as it was pre-crash. Analyzes the fallout stemming from the market crash, pointing out the numerous holes that still exist in the system, and offers practical solutions. While it provides an education, this is no textbook. It is also an invaluable resource for finance practitioners and citizens alike.

Past Due

Author : Peter S. Goodman
ISBN : 1429918764
Genre : Business & Economics
File Size : 61. 58 MB
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How Main Street was hit by—and might recover from—the financial crisis, by The New York Times's national economics correspondent When the financial crisis struck in 2008, Main Street felt the blow just as hard as Wall Street. The New York Times national economics correspondent Peter S. Goodman takes us behind the headlines and exposes how the flow of capital from Asia and Silicon Valley to the suburbs of the housing bubble perverted America's economy. He follows a real estate entrepreneur who sees endless opportunity in the underdeveloped lots of Florida—until the mortgages for them collapse. And he watches as an Oakland, California-based deliveryman, unable to land a job in the biotech industry, slides into unemployment and a homeless shelter. As Goodman shows, for two decades Americans binged on imports and easy credit, a spending spree abetted by ever-increasing home values—and then the bill came due. Yet even in a new environment of thrift and pullback, Goodman argues that economic adaptation is possible, through new industries and new safety nets. His tour of new businesses in Michigan, Iowa, South Carolina, and elsewhere and his clear-eyed analysis point the way to the economic promises and risks America now faces.

Trust Your Radar

Author : C. B. Brooks, M.D.
ISBN : 9781468094596
Genre : Self-Help
File Size : 78. 15 MB
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Avoid Life’s Major Sand Traps! Updated version 2016. An incredible range of life lessons sprinkled with funny, memorable, and moving stories. Practical, workable solutions from a totally unique, straightforward approach. Distills everything young people need into one concise, fun to read format. Parents: You want your kids to know these things! Book Benefits Show young people, in a clear and non-preaching way, how to avoid the major sand traps of life that snag every generation. Keeps readers entertained with fun and engaging stories from the author's careers as a surgeon, firefighter, police officer, scuba divemaster, golfer, amateur comedian, and more. Target audience Ages 14 to 40 and concerned parents. This book lets you: Identify your Radar – It’s your brain functioning optimally; not a vague intuition or sixth sense. Train your Radar – Stock your memory bank with key information on crime avoidance, healthy weight, tattoos, getting organized, respectful relationships, going to college or work. Cut through fake complexity with clear thinking on evaluating people, investments, credit cards. Learn the most dangerous toxic personality types and avoid them like the plague. Meet the Radar Jammers – They have the power to turn down or turn off our clear thinking brain Radars. Some are well known: alcohol and drugs, peer pressure, infatuation, anger. Others are surprising: showing off, fake complexity, unthinking religions, the need for speed, and even fast food! Most sand traps of life have a Radar Jammer or two waving people in. Learn specific techniques to deal with them all.

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