get whats yours the secrets to maxing out your social security

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Get What S Yours Revised Updated

Author : Laurence J. Kotlikoff
ISBN : 9781501144769
Genre : Business & Economics
File Size : 54. 73 MB
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"In 2016, Social Security rules changed radically. Do you know how - and how these changes might apply to you? Americans have left literally billions of Social Security dollars on the table - benefits we have earned, are eligible to take, but simply aren't aware of. Fully revised and carefully updated in light of the new law, Get What's Yours is the indispensable guide to collecting the maximum Social Security benefits possible."--Page [4] of cover.

Get What S Yours

Author : Laurence J. Kotlikoff
ISBN : 9781476772295
Genre : Business & Economics
File Size : 80. 48 MB
Format : PDF, ePub
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Helps those nearing retirement make the best decisions about their Social Security benefits by detailing techniques and options like “file and suspend” and “start stop start” to maximize their benefit income for a variety of different life situations.

Get What S Yours

Author : Laurence J. Kotlikoff
ISBN : 9781476772318
Genre : Business & Economics
File Size : 36. 89 MB
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Social Security law has changed! Get What’s Yours has been revised and updated to reflect new regulations that took effect on April 29, 2016. Get What’s Yours has proven itself to be the definitive book about how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits. It is an engaging manual of tactics and strategies written by well-known financial commentators that is unobtainable elsewhere. You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but academia’s Kotlikoff, the popular press’s Moeller, and public television’s Solman explain the Social Security system just as comprehensively, and a lot more comprehensibly. Moreover, they demonstrate that what you don’t know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost individual retirees tens of thousands of dollars in lost income every year. (Some of those people are even in the book.) Changes to Social Security that take effect in 2016 make it more important than ever to wait as long as possible (until age 70, if possible) to claim Social Security benefits. The new law also has significant implications for those who wish to claim divorced spousal benefits (and how many Social Security recipients even know about divorced spousal benefits?). Besides addressing these and other issues, this revised edition contains a chapter explaining how Medicare rules can shape Social Security decisions. Many other personal-finance books briefly address Social Security, but none offers the full, authoritative, yet conversational analysis of Get What’s Yours. Get What’s Yours explains Social Security benefits through basic strategies and stirring stories. It covers the most frequent benefit scenarios faced by married retired couples; by divorced retirees; by widows and widowers. It explains what to do if you’re a retired parent of dependent children; disabled; an eligible beneficiary who continues to work. It addresses the tax consequences of your choices, as well as the financial implications for other investments. It does all this and more. There are more than 52 million Americans aged 54 to 69. Ten thousand of them reach Social Security’s full retirement age of 66 every day. For all these people—and for their families and friends—Get What’s Yours has proven to be an invaluable, and therefore indispensable, tool.

Get What S Yours For Medicare

Author : Philip Moeller
ISBN : 9781501124013
Genre : Business & Economics
File Size : 49. 36 MB
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A coauthor of the New York Times bestselling guide to Social Security Get What’s Yours authors an essential companion to explain Medicare, the nation’s other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.

Social Security

Author : Kathleen Sindell
ISBN : 0692685316
Genre :
File Size : 30. 45 MB
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Social Security rules have changed, and it's urgent for you to discover how to maximize your benefits, now. Don't leave thousands of Social Security dollars you have earned and are eligible to take on the table. In this Second Edition of Social Security - Maximize Your Benefits, Kathleen Sindell, Ph.D. a bestselling financial planning expert brings together the information every holder of a Social Security card needs to know to create a strategy for attaining those maximum benefits. You'll discover how same-sex, married and unmarried couples can coordinate claiming strategies to gain the maximum benefits. Find out how delaying Social Security benefits can have a direct effect on the financial well-being of a surviving spouse. Understand what divorced spouses need to do to receive the highest amount of lifetime benefits and how to choose between claiming their own or their ex-spouses benefits. Get a hold of how singles need to decide the true value of not claiming until 70. Become aware of how families with minor dependent children (or disabled children) should investigate the start-stop-start strategy to decide if it is best for boosting income when it is needed most. Grasp how survivors can optimize benefits by being flexible when determining the order in which they claim benefits. Select the optimal claiming strategy that applies to your personal financial circumstance. Follow step-by-step instructions to maximizing your Social Security benefits. You can quickly select what works best for you from dozens of examples, figures, tables and graphs.

Spend Til The End

Author : Laurence J. Kotlikoff
ISBN : 9781416579670
Genre : Business & Economics
File Size : 34. 80 MB
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Rich or poor, young or old, high school or college grad, this book, written by economist Laurence J. Kotlikoff and syndicated financial columnist Scott Burns, can change your life for the better! If you follow the advice in this book, it will raise your living standard (possibly by a lot), improve your lifestyle, and help you spend 'til the end. And it will completely transform your financial thinking, turning every bit of conventional financial wisdom on its head. If this sounds like a revolution in financial planning, you got it. So do The New York Times, The Washington Post, The Wall Street Journal, USA Today, Time, Consumer Reports, and other top publications that have been featuring the authors' economics-based "consumption smoothing" approach to financial planning. Spend 'Til the End substitutes economic wisdom for the "rules of dumb" that currently pass for financial advice. In the process it indicts the investment and financial-planning industry for giving most people saving and insurance targets that are much too high and then convincing them to invest in risky mutual funds and expensive insurance policies. The result is that most people are scrimping and saving during the years when they could be spending and enjoying their money -- and with no sure payoff. Easy to read, this book is packed with practical and often shocking advice on whether to work, how to pick a career, which job to take, where to live, what sort of house to buy, how much to save, when to retire, which kind of retirement account to use, whether to have kids, whether to divorce, when to take Social Security, how fast to spend down your assets in retirement, and how to invest.

The Coming Generational Storm

Author : Laurence J. Kotlikoff
ISBN : 0262612089
Genre : Business & Economics
File Size : 34. 36 MB
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Guides the reader through America's generational imbalance and proposes policies to avoid the demographic overload and fiscal crisis that America will be faced with in the future as a result of this imbalance.

Social Security For Dummies

Author : Jonathan Peterson
ISBN : 9781119375777
Genre : Business & Economics
File Size : 66. 63 MB
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Get the benefits you’ve earned Social Security For Dummies is the one guide you need to navigate the often-complex world of Social Security retirement benefits. This updated edition offers clear guidance on when to claim benefits, how much you can expect to receive, where to find Social Security calculators, and so much more. Since its inception in the 1930s, workers across the United States have set aside a portion of their wages to fund the Social Security Administration. For many, Social Security forms the foundation for their retirement funds. Social Security For Dummies provides you with all the information you need to take charge of your retirement, maximize your financial well-being, and successfully navigate the U.S. Social Security Administration. You’ll get up-to-date information to: Make your way around the Social Security website Know your Social Security options—including retirement, survivor, spousal, and disability benefits Find resources when you’re stumped Get answers to common questions Retirement is meant to be enjoyed, and Social Security For Dummies makes it easier.

Macroeconomics

Author : Alan J. Auerbach
ISBN : 0262011700
Genre : Business & Economics
File Size : 67. 6 MB
Format : PDF
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This text by Alan Auerbach and Laurence Kotlikoff uses a single analytic framework—the two-period life-cycle model—to explore and connect each of the major issues in contemporary macroeconomics.

The Clash Of Generations

Author : Laurence J. Kotlikoff
ISBN : 9780262300797
Genre : Business & Economics
File Size : 54. 88 MB
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The United States is bankrupt, flat broke. Thanks to accounting that would make Enron blush, America's insolvency goes far beyond what our leaders are disclosing. The United States is a fiscal basket case, in worse shape than the notoriously bailed-out countries of Greece, Ireland, and others. How did this happen? InThe Clash of Generations, experts Laurence Kotlikoff and Scott Burns document our six-decade, off-balance-sheet, unsustainable financing scheme. They explain how we have balanced our longer lives on the backs of our (relatively few) children. At the same time, we've been on a consumption spree, saving and investing less than nothing. And that's not to mention the evisceration of the middle class and a financial system that has proven it can't be trusted. Kotlikoff and Burns outline grassroots strategies for saving ourselves -- and especially our children -- from what could be a truly catastrophic financial collapse. Kotlikoff and Burns sounded the alarm in their widely acclaimedThe Coming Generational Storm, but politicians didn't listen. Now the need for action is even more urgent. It's up to us to demand radical reform of our tax system, our healthcare system, and our Social Security system, and to insist on better paths to investment return than those provided by Wall Street (mis)managers. Kotlikoff and Burns's "Purple Plans" (so called because they will appeal to both Republicans and Democrats) have been endorsed by a who's who of economists and offer a new way forward; and their revolutionary investment strategy for individuals replaces the idea of financial capital with "life decision capital." Of course, we won't be doing all this just for ourselves. We need to fix America's fiscal mess before our kids inherit it.https://www.youtube.com/watch?v=IMKw76lBn0k&feature=youtube_gdata_player

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