assets and the poor new american welfare policy

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Assets And The Poor

Author : Michael Sherraden
ISBN : 9781315288352
Genre : History
File Size : 45. 95 MB
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This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.

Rethinking Poverty

Author : James P. Bailey
ISBN : 9780268076238
Genre : Religion
File Size : 44. 40 MB
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In Rethinking Poverty, James P. Bailey argues that most contemporary policies aimed at reducing poverty in the United States are flawed because they focus solely on insufficient income. Bailey argues that traditional policies such as minimum wage laws, food stamps, housing subsidies, earned income tax credits, and other forms of cash and non-cash income supports need to be complemented by efforts that enable the poor to save and accumulate assets. Drawing on Michael Sherraden’s work on asset building and scholarship by Melvin Oliver, Thomas Shapiro, and Dalton Conley on asset discrimination, Bailey presents us with a novel and promising way forward to combat persistent and morally unacceptable poverty in the United States and around the world. Rethinking Poverty makes use of a significant body of Catholic social teachings in its argument for an asset development strategy to reduce poverty. These Catholic teachings include, among others, principles of human dignity, the social nature of the person, the common good, and the preferential option for the poor. These principles and the related social analyses have not yet been brought to bear on the idea of asset-building for the poor by those working within the Catholic social justice tradition. This book redresses this shortcoming, and further, claims that a Catholic moral argument for asset-building for the poor can be complemented and enriched by Martha Nussbaum’s “capabilities approach.” This book will affect current debates and practical ways to reduce poverty, as well as the future direction of Catholic social teaching.

Inclusion In The American Dream

Author : Michael Sherraden
ISBN : 0195347099
Genre : Social Science
File Size : 83. 10 MB
Format : PDF
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Inclusion in the American Dream brings together leading scholars and policy experts on the topic of asset building, particularly as this relates to public policy. The typical American household accumulates most of its assets in home equity and retirement accounts, both of which are subsidized through the tax system. But the poor, for the most part, do not participate in these asset accumulation policies. The challenge is to expand the asset-based policy structure so that everyone is included.

Ending Poverty In America

Author : John Edwards
ISBN : 9781595587329
Genre : Social Science
File Size : 52. 20 MB
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Is poverty a fact of life? Can the wealthiest nation in the world do nothing to combat the steadily rising numbers of Americans living in poverty—or the 50 million Americans living in “near poverty”? Senator John Edwards and some of the country’s most prominent scholars, businesspeople, and community activists say otherwise. Published in conjunction with one of the country’s leading anti-poverty centers, Ending Poverty in America brings together some of America’s most respected social scientists, including William Julius Wilson, Katherine S. Newman, and Richard B. Freeman, alongside journalists, neighborhood organizers, and business leaders. The voices heard here are both liberal and conservative, and tackle hot-button issues such as job creation, schools, housing, and family-friendly social policy. The contributors explain why poverty is growing and outline concrete steps that can be taken now to start turning the tide. In a political landscape seemingly bereft of daring and forward-thinking ideas, this new book lays out a path toward eliminating poverty in America—a template for a renewed public debate for an issue of intense urgency.

Asset Building Policies And Innovations In Asia

Author : Michael Sherraden
ISBN : 9781317577799
Genre : Social Science
File Size : 84. 68 MB
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Asia has long been a testing ground for efforts to augment financial and social security by developing assets that may support individuals and households and contribute to long-term social development. Rapid growth in the number and breadth of asset-based social policies has prompted Asian scholars, practitioners, and policymakers to share lessons from current efforts and chart future directions. This book offers a unique collection of macro- and micro-level analyses on asset-based social development and compares and contrasts national social policies across the Asia Pacific region. Many asset-building policies and programmes have been undertaken in Asia, and innovative proposals continue to emerge. The contributions in this book present and assess this broad, often nuanced, and evolving landscape, and offer an insightful analysis of the evolution of asset-building policies, innovative programmes in rural populations, asset-based interventions to facilitate the development and well-being of children, as well as case studies on new, ground-breaking asset-building projects. Asset-Building Policies and Innovation in Asia will be an invaluable resource for students and scholars of Asian social policy, social welfare, social development and social work.

Rich And Poor In America

Author : Geoffrey Gilbert
ISBN : 9781598840568
Genre : Social Science
File Size : 36. 54 MB
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Looks at the causes and consequences of the growing income gap in the United States.

Social Welfare In Global Context

Author : James Midgley
ISBN : 0761907882
Genre : Political Science
File Size : 43. 15 MB
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James Midgley provides an overview of social welfare, outlining key institutions, terminology, historical research and approaches. In addition, he details reasons for the existence of international social welfare and the challenges which arise from it. Social Welfare in Global Context includes sections on: applied international social welfare, which addresses the concerns of practitioners; and issues of social work practice, social development, the activities of international agencies and their collaborative efforts. As well as its important focus on practical application, the book also presents key theoretical debates in the field, and provides a comprehensive account of world social conditions and social welfare in

The Color Of Wealth

Author : Barbara Robles
ISBN : 9781595585622
Genre : Business & Economics
File Size : 78. 45 MB
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For every dollar owned by the average white family in the United States, the average family of color has less than a dime. Why do people of color have so little wealth? The Color of Wealth lays bare a dirty secret: for centuries, people of color have been barred by laws and by discrimination from participating in government wealth-building programs that benefit white Americans. This accessible book—published in conjunction with one of the country’s leading economics education organizations—makes the case that until government policy tackles disparities in wealth, not just income, the United States will never have racial or economic justice. Written by five leading experts on the racial wealth divide who recount the asset-building histories of Native Americans, Latinos, African Americans, Asian Americans, and European Americans, this book is a uniquely comprehensive multicultural history of American wealth. With its focus on public policies—how, for example, many post–World War II GI Bill programs helped whites only—The Color of Wealth is the first book to demonstrate the decisive influence of government on Americans’ net worth.

Change Research

Author : Corey S. Shdaimah
ISBN : 9780231525367
Genre : Social Science
File Size : 86. 55 MB
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Collaborating with community members adds a critical dimension to social work research, providing practitioners with intimate knowledge of a community's goals and needs while equipping community advocates with vital skills for social change. Sharing the inspiring story of one such partnership, Corey Shdaimah, Roland Stahl, and Sanford F. Schram recount their efforts working with an affordable housing coalition in Philadelphia, helping activists research low-income home ownership and repair. Their collaboration helped create the Philadelphia Housing Trust Fund, which funnels millions of dollars to people in need. This volume describes the origins of their partnership and its growth, including developing tensions and their diffusion in ways that contributed to the research. The authors personalize methods of research and the possibilities for advocacy, ultimately connecting their encounters to more general, critical themes. Building on the field's commitment to social justice, they effectively demonstrate the potential of change research to facilitate widespread, long-term difference and improve community outcomes.

Asset Building And Low Income Families

Author : Michael Wayne Sherraden
ISBN : 0877667543
Genre : Business & Economics
File Size : 72. 80 MB
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Low-income families have scant savings to cushion a job loss or illness, and can find economic mobility impossible without funds to invest in education, homes, or businesses. And though a lack of resources leaves such families vulnerable, income-support programs are often closed to those with a bit of savings or even a car. Considering welfare-to-work reforms, the increasingly advanced skill demands of the American workforce, and our stretched Social Security system, such an approach is inadequate to lift families out of poverty. Asset-based policie, allowing or even helping low-income families build wealt, are an increasingly popular strategy to facilitate financial stability. Asset Building and Low-Income Families draws together top experts to assess this growing body of research and suggests ways to translate academic findings into policy that works.

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