31 days to radically reduce your expenses less stress more savings

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The Broke And Beautiful Life

Author : Stefanie O'Connell
ISBN :
Genre : Business & Economics
File Size : 34. 54 MB
Format : PDF, ePub, Mobi
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After moving to New York City to become a Broadway actress, Stefanie O'Connell faced one of two inevitabilities when faced with unemployment--spiral into debt or learn how to effectively manage her money. Punctuated with humor, insight, and essential money management lessons, The Broke and Beautiful Life offers practical strategies to make smarter financial decisions today as a means to fulfill the goals and dreams of tomorrow. Specializing in personal finance (with an emphasis on personal), Stefanie engages those who shy away from the word "investing," scoff at the word "budget," and equate interest rates with "snooze fest." She encourages readers to redefine their relationship with money and approach budgeting as an exciting and sexy tool to transform from broke to beautiful while enjoying every step along the way.

How To Stop Living Paycheck To Paycheck

Author : Avery Breyer
ISBN : 1539166937
Genre : Budgets, Personal
File Size : 39. 23 MB
Format : PDF, Mobi
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In this best-selling budgeting bible, you'll get the motivation and know-how for building up a big stash of emergency cash, getting out of debt, making sure you never run out of money, and avoiding the 11 worst budget traps (that will ruin your financial plans if you let them!) Find out the most important things that you can do to take control of your money and pay off debt. Get the tools and the knowledge you need to finally get ahead. You'll learn a complete budget system that works for beginners and takes only 15 minutes per week to maintain. This is a straightforward budget planning method that will completely transform your finances, and eliminate your money worries once and for all.

Train Your Way To Financial Fitness

Author : Shannon McLay
ISBN : 9781938416965
Genre : Business & Economics
File Size : 43. 82 MB
Format : PDF, ePub, Mobi
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After accomplishing her own successful weight loss journey, financial planner Shannon McLay realized that while there are a number of resources available to people who want to become physically fit, there are far fewer for those looking to become financially fit. Many personal finance books tend to put the cart before the horse when it comes to financial planning, prompting McLay to ask, “How can you discuss retirement or investment options, when you don’t have any money to begin with?" Most people don’t even know what financial fitness looks like, let alone how to achieve it. We can measure and weigh ourselves to quantify physical health, but how do we evaluate our financial health? McLay, an advisor who works with individuals everyday on their financial health, has created an innovative quiz to help you learn whether you’re “financially skinny,” financially fat,” or “financially fit.” From there, she provides exercises and advice to help you achieve, or sustain, a financially fit lifestyle. As with physical health and fitness, financial fitness is a goal that anyone can achieve. The journey is very similar: you need a plan and the right tools to accomplish your goals. This book will give you the resources you need along your journey to financial fitness, all you have to do is follow it just like any other training.

Calculate Your Savings

Author : Lizalyn Smith
ISBN : 0986301809
Genre : Finance, Personal
File Size : 71. 59 MB
Format : PDF
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Cook meals from scratch! Use coupons! Have a garage sale! In our society, there are countless tips, tricks and strategies we can use to save money. How much do these strategies really save, and are the savings even worth the time? Calculate Your Savings(c) is about becoming aware of the best frugal strategies for you and focusing your efforts on implementing them. Being "frugal" looks different for every family, and is not one-size fits all. A frugal strategy, which could be using coupons or stockpiling items in your home, should not cause anxiety or headaches. The best frugal strategies are those that best fit into your already full schedule, and this book shows you how to determine the best strategies for you. The primary focus of this book is to show you how to save money on food and other commonly used household goods. In order to truly benefit from using a frugal strategy, you must determine whether it is worth your investment of time, energy, and possibly money. After you have determined what a strategy costs you in time energy and money, you can compare that to the benefits of money saved, time saved, and added health & well being. Calculate Your Savings(c) will show you how to compare these costs and benefits, and also how to calculate the amount of money you could save by using specific frugal strategies. Living life frugally is not about self-deprivation, being cheap or being stingy. Living life frugally is about being conscious and aware of your spending, and it is about making adjustments that can be sustainable over time so that you are in control of your resources. Calculate Your Savings(c) will equip you with the tools necessary for that awareness and sustainability. About the Author: Lizalyn is a mother who works full-time outside of her home, so she knows the value of saving both money and time. She enjoys finding and using thrifty strategies that fit easily into her life, without causing stress and anxiety. The unique and ground-breaking tools found only in this book will help you to determine which of the countless "frugal" strategies will fit into your life given your current levels of time, energy and money. If you are looking for ways to save money in your home, this book is for yo

The Spender S Guide To Debt Free Living

Author : Anna Newell Jones
ISBN : 9780062367303
Genre : Business & Economics
File Size : 78. 13 MB
Format : PDF
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Popular blogger Anna Newell Jones of AndThenWeSaved.com delivers this self-help manifesto that reveals how a "spending fast" will help you get on the road to living debt-free. In 2009, young photographer Anna Newell Jones was rapidly suffocating under the weight of too much debt. An inveterate “spender,” she was in way over her head, to the tune of almost $24,000. She knew her debt was only going to get worse if she didn’t take action, but she didn’t know where to look for help. On a whim, Anna decided to go on a spending fast—an idea she heard in passing but knew little about. Creating her own method, she learned what worked and what didn’t and wrote about it on her blog, AndThenWeSaved.com. Amazingly, Anna was able to eliminate all $23,605.10 of her debt in only 15 months! She was interviewed in Forbes, Self, Glamour, Good Housekeeping, and the Chicago Tribune. Anna’s journey inspired people and showed them that they too could change the way they dealt with their own money woes. The Spender’s Guide To Debt-Free Living takes readers through a detailed step-by-step plan on how to do a Spending Fast and get out of debt, including: Creating a personalized Debt-Free Life Pledge. Understanding where your money is going when you’re in debt, and where it will come from to pay it off. Learning why putting money into a savings account before (or while) paying off debt may not be the best idea for you. Finding additional income sources and generating side gigs. Re-integrating spending into your life once you’re out of debt, so that you stay out of debt. Filled with do-it-yourself ideas, insight from experts, and tons of motivational tips and real-life practical advice, The Spender’s Guide to Debt-Free Living proves that you don’t have to win the lottery or get a new job to change your life.

Living A Beautiful Life On Less

Author : Danielle Wagasky
ISBN : 1462116078
Genre : Business & Economics
File Size : 37. 15 MB
Format : PDF, ePub
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See how less can be more! Learn the secrets to living a rich and fulfilling life with less money, less stuff, and a lot less stress. Popular blogger Danielle Wagasky knows how to simplify your life so you can actually enjoy the abundance all around you. From finances to green cleaning, you will discover your own blissfully simple life within the pages of this must-read book!

Soulful Simplicity

Author : Courtney Carver
ISBN : 9781524704513
Genre : Self-Help
File Size : 81. 69 MB
Format : PDF, ePub
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Courtney Carver shows us the power of simplicity to improve our health, build more meaningful relationships, and relieve stress in our professional and personal lives. We are often on a quest for more—we give in to pressure every day to work more, own more, and do more. For Carver, this constant striving had to come to a stop when she was diagnosed with Multiple Sclerosis (MS). Stress was like gasoline on the fire of symptoms, and it became clear that she needed to root out the physical and psychological clutter that were the source of her debt and discontent. In this book, she shows us how to pursue practical minimalism so we can create more with less—more space, more time, and even more love. Carver invites us to look at the big picture, discover what's most important to us, and reclaim lightness and ease by getting rid of all the excess things.

The Craving Mind

Author : Judson Brewer
ISBN : 9780300227604
Genre : Body, Mind & Spirit
File Size : 64. 4 MB
Format : PDF, ePub
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A leading neuroscientist and pioneer in the study of mindfulness explains why addictions are so tenacious and how we can learn to conquer them We are all vulnerable to addiction. Whether it’s a compulsion to constantly check social media, binge eating, smoking, excessive drinking, or any other behaviors, we may find ourselves uncontrollably repeating. Why are bad habits so hard to overcome? Is there a key to conquering the cravings we know are unhealthy for us? This book provides groundbreaking answers to the most important questions about addiction. Dr. Judson Brewer, a psychiatrist and neuroscientist who has studied the science of addictions for twenty years, reveals how we can tap into the very processes that encourage addictive behaviors in order to step out of them. He describes the mechanisms of habit and addiction formation, then explains how the practice of mindfulness can interrupt these habits. Weaving together patient stories, his own experience with mindfulness practice, and current scientific findings from his own lab and others, Dr. Brewer offers a path for moving beyond our cravings, reducing stress, and ultimately living a fuller life.

Diabetes Epidemic You

Author : Joseph R. Kraft MD MS. FCAP
ISBN : 1425168116
Genre : Medical
File Size : 56. 20 MB
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Revised 04/2011 DIABETES EPIDEMIC and YOU is not a clich! It is a mandate for the awakening of the "silent" millions worldwide with "normal" fasting blood sugars and undiagnosed diabetes. If you have a "normal" fasting blood sugar, YOU may be one of the undiagnosed millions. YES, I do mean YOU. Since Hippocrates' time, earliest diagnosis provided the greatest opportunity for treatment and cure. This book highlights the earliest identification of type 2 diabetes by utilizing the insulin assay with the oral glucose tolerance. My cumulative experience of 14,384 oral glucose tolerances with insulin assays established the earliest diagnosis of prediabetes and diabetes when the blood sugars were normal. Prediabetes is type 2 diabetes. The tolerances were separated according to age groups, from 313 years to 8190+ years. Each group was further divided into normal glucose tolerances, impaired glucose tolerances, and diabetes mellitus glucose tolerances. YOU, upon testing by oral glucose tolerance, will be in one of these categories. This resource of oral glucose tolerance with insulin assay is unequaled in world medical literature. The importance of early diagnosis is that the clinical pathology of diabetes mainly heart disease, high blood pressure, stroke, cataracts, erectile dysfunction, and other metabolic disorders occurs not only in those with advanced diabetes, but also in those with "normal" blood sugars. YES, this could happen to YOU! When early diagnosis is coupled with specific therapy, the DIABETES EPIDEMIC will be arrested and then reversed. Early diagnosis is the goal of this book beginning with YOU.

Make Time

Author : Jake Knapp
ISBN : 0593079582
Genre :
File Size : 58. 29 MB
Format : PDF, Mobi
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'If you want to achieve more (without going nuts), read this book.' Charles Duhigg 'Essential reading for anyone who wants to create a happier, more successful life.' Gretchen Rubin Nobody ever looked at an empty calendar and said, 'The best way to spend this time is by cramming it full of meetings!' Or got to work in the morning and thought, 'Today I'll spend hours on Facebook!' Yet, that's exactly what we do. Why? In a world where information refreshes endlessly and the workday feels like a race to react to other people's priorities faster, frazzled and distracted has become our default position. But what if the exhaustion of constant busyness wasn't mandatory? What if you could step off the hamster wheel and start taking control of your time and attention? That's what this book is about. As creators of Google Ventures' renowned 'design sprint', Jake and John have helped hundreds of teams solve important problems by changing how they work. Building on the success of these sprints and their experience designing ubiquitous tech products like Gmail and YouTube, they spent years experimenting with their own personal habits and routines, looking for ways to help individuals optimize their energy, focus, and time. Now they've packaged the most effective tactics into a four-step daily framework that anyone can use to systematically design their days. Make Time is not a one-size-fits-all formula. Instead, it offers a customizable menu of bite-sized tips and strategies that can be tailored to individual habits and lifestyles. It isn't about productivity, or checking off more to-dos. Nor does it propose unrealistic solutions like throwing out your smartphone or swearing off social media. Making time isn't about radically overhauling your lifestyle; it's about making small shifts in your environment to liberate yourself from constant busyness and distraction. A must-read for anyone who has ever thought 'If only there were more hours in the day...' Make Time will help you to stop passively reacting to the demands of the modern world and start intentionally making time for the things that matter.

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